It’s no secret that groceries are really starting to shoot up in price as a result of inflation, import costs and availability. But there are always a few useful cheat codes you can use to keep that weekly supermarket bill to a minimum.
Most supermarkets have reward schemes that take money off your bill. Usually when you spend a certain amount, buy certain products, or return a number of times to the store. For example, Tesco’s Clubcard reward scheme marks down the price of particular groceries across the store, but you only pay the discounted price when you’re a Clubcard member. So, what’s stopping you?
Some products end up being up to 50% cheaper with rewards schemes, so keep an eye out for the items that are on offer and choose these over the fully priced alternative.
But of course, it’s not just Tesco. There are also app based reward schemes like Lidl Plus with exclusive rewards just for app users. And Sainsburys take £2.50 off your bill for every 500 Nectar points you earn. So, whichever supermarket you go to, it’s always worth signing up to their reward scheme if they have one.
If you’re not a member of any reward schemes, don’t worry. There’s still one big thing you can do to save money on your bill: go for supermarket own-brand.
You’ll always find people that claim to be able to taste a great difference between branded and supermarket own groceries. But in most cases, the biggest difference is in price.
The staples on your shopping list, like eggs, flour, oats, spices, can cost anything from 60p to over £1 more when you go for the branded version.
Take a look at the items you regularly put in your basket to see if you could do with a brand change. It may seem like it’s nothing big at first. But, by the end of the year, those small decisions will have turned into big savings!
There you have it! Those are just a few ways to save some cash in 2022. Of course, this isn’t an exhaustive list, and there are plenty more challenges and ideas out there, so do your own research too. Remember though, some ideas won’t suit everyone. Make sure you consider your full personal and financial circumstances. And if you’re in doubt, speak to a financial advisor.
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