RIFT Refunds Blog

This is where you'll find tips on discovering what the taxman owes you and how to get it back. Plus, with an average refund of £3,000, we'll even throw in some hints on spending your reclaimed cash as well as how to make the most of your money!

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171 articles found

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tax

What is the 40% tax bracket?

26th JUNE 2025

The 40% tax bracket is the UK’s higher-rate income tax band. For 2024/25, it applies to income between £50,271 and £1...

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tax budgeting

What is tax planning?

23rd JUNE 2025

Tax planning for beginners starts with one simple idea: don’t pay more tax than you have to. Every year, thousands of...

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tax income

What is adjusted net income?

20th JUNE 2025

Think you're paying the right amount of tax? Think again. Every year, thousands of UK workers pay more tax than they...

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hmrc income

Do banks inform HMRC of income

17th JUNE 2025

Do banks report income to HMRC? It’s a fair question – especially with all the talk about data sharing and digital ta...

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construction

What happens if you don’t pay CIS?

14th JUNE 2025

If you work in construction, chances are you’ve come across the Construction Industry Scheme (CIS). It’s HMRC’s way o...

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budgeting tax

DIY or Get The Experts In?

11th JUNE 2025

Summer has arrived in the UK, and homeowners up and down the country are thinking about crossing a few items off thei...

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tax hmrc

How far back can I claim a tax refund in the UK?

11th DECEMBER 2025

Want to know how far back you can claim a tax refund in the UK? You’re in the right place. We get this question a lot...

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budgeting income

How much do you really need in your pension pot?​

05th JUNE 2025

This article's designed to help you: Work out exactly what savings you need to retire Set your savings targets and h...

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Construction Worker Gets Tax Refund from RIFT WebP
Construction

When can I claim a CIS refund?

03rd JUNE 2025

Work in construction under the Construction Industry Scheme (CIS)? There’s a chance you’re due a tax refund. Contract...

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