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RIFT Refunds Blog

This is where you'll find tips on discovering what the taxman owes you and how to get it back. Plus, with an average refund of £3,000, we'll even throw in some hints on spending your reclaimed cash as well as how to make the most of your money!

5 Year Money Saving Plan

Why Strong Evidence Can Support a Stronger Tax Refund

23rd JUNE 2026

When most people think about a tax refund, they focus on the expense itself.  Did I pay for travel? Did I buy tools for work? Did I have to cover costs that my employer didn't reimburse?  Those questions mat...

Young Couple Concerned About Money RIFT Tax Refunds

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Is Open Banking private? Here's what RIFT can and can't see

26th JUNE 2026

Connecting your bank account can feel like a big step. For many of our customers, it's the first time they've used Op...

DVLA Car Tax Refunds Get Your Refund

Approved mileage rates increase for first time in 15 years

21st MAY 2026

Here’s what it means for workers, mileage claims and tax relief. This story is developing and will be...

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UK Tax Guide for 2026

12th MAY 2026

Tax in the UK has a habit of feeling simple right up until the point it suddenly doesn’t.  For a lot of people,...

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Do banks inform HMRC of income

18th AUGUST 2026

RIFT Roundup: The EssentialsUK banks and building societies report information about interest paid or credited to HMR...

Saving As A Gen Z How Much To Save By 21

How do I claim a tax refund after redundancy?

13th AUGUST 2026

RIFT Roundup:The £30,000 threshold: Your statutory redundancy pay is tax-free up to £30,000. Anything above this, or...

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HMRC mileage refund explained

10th AUGUST 2026

RIFT Roundup:Claim the shortfall: If your employer pays less than the HMRC rate (45p a mile for the first 10,000 mile...

How To Build A Budget Spreadsheet

hmrc tax budgeting

HMRC say I have underpaid tax, what should I do?

07th AUGUST 2026

RIFT RoundupDon’t panic: It’s usually a simple mismatch caused by a new job, multiple incomes, or a tax code change -...

RIFT Tax Refunds What Is P800

What is a P45?

05th AUGUST 2026

RIFT Roundup: The EssentialsEssential tax record when leaving employment: A P45 is issued by your employer when you l...

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How far back can I claim a tax refund in the UK?

03rd AUGUST 2026

RIFT Roundup:Four-year countdown: You have exactly four years from the end of the tax year in which an overpayment oc...

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How much is the average UK tax refund? Meet the average RIFT customer

03rd AUGUST 2026

One of the questions we're asked most often is, "How much could I actually get back from HMRC?" The honest answer is...

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A guide to UK dividend tax rates and thresholds

01st AUGUST 2026

Quick answer: You may need to pay tax on dividends if your dividend income is above your available Personal Allow...

9 Benefits Of Saving Money To Retire Early

tax income budgeting

How many times can you take 25% tax free from your pension?

31st JULY 2026

RIFT Roundup:Flexible phased access: You can dip into your tax-free cash multiple times by accessing distinct pension...

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