RIFT Refunds Blog

This is where you'll find tips on discovering what the taxman owes you and how to get it back. Plus, with an average refund of £3,000, we'll even throw in some hints on spending your reclaimed cash as well as how to make the most of your money!

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175 articles found

CIS Tax Returns
construction tax

What is a CIS Return? Understanding the Basics

06th OCTOBER 2025

If you run a construction business and hire subcontractors, filing a CIS return is one of your monthly responsibiliti...

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What Is A Debt Spiral
budgeting income

Employment barriers and debt cycles - Young adults in 2025

30th SEPTEMBER 2025

If it feels like the odds are stacked against you right now, you’re not imagining it. In 2025, trying to build a stab...

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Putting Your House in Order.jpg
budgeting

Deposit struggles in 2025: How generation rent can still save for a home

23rd SEPTEMBER 2025

You’re paying eye-watering rent while house prices keep climbing. Saving for a deposit feels more like a fantasy than...

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Gary Mroz Thumbnail
case study construction RIFT

RIFT Results Case Study: Gary Mroz

22nd SEPTEMBER 2025

Gary's a plumbing foreman, working for Glasgow based construction and manufacturing business, CCG.  Never having...

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Understanding Everything There Is To Know About Self Assessment
income tax

Understanding self-employed tax payments

18th SEPTEMBER 2025

Going self-employed is a big step. You’re in charge now, calling the shots and building something of your own. But wh...

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Wallet Thumb
tax hmrc income

Are You Paying Too Much Tax To HMRC?​

16th SEPTEMBER 2025

Tax. We all pay it. Not a lot of us know how it actually works. We all work hard for the money that we earn and it’s...

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Money
hmrc tax

Tax in 2026

29th APRIL 2026

This guide covers the main things most people need to understand: the tax year, Income Tax, tax codes, PAYE, National...

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MOD_July18_Facebook_1200x628_StaticJPG_BAU_SATCOM198.jpg
military tax income

Is an armed forces pension tax free?

07th AUGUST 2025

If you’ve served in the military and you’re receiving or due to receive a pension, you might be asking the question:...

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Security 006
security

What is an SIA licence?

04th AUGUST 2025

If you’re thinking about working in security, there’s one thing you need to know straight away - you’ll need somethin...

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