RIFT Refunds Blog

This is where you'll find tips on discovering what the taxman owes you and how to get it back. Plus, with an average refund of £3,000, we'll even throw in some hints on spending your reclaimed cash as well as how to make the most of your money!

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174 articles found

Wallet Thumb
income budgeting

What is a debt spiral and how to escape it?​

09th SEPTEMBER 2026

What is a debt spiral?A debt spiral happens when your debts keep growing and become increasingly difficult to repay.Y...

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hmrc tax budgeting

The Difference Between Inheritance Tax and Capital Gains Tax​

03rd SEPTEMBER 2026

RIFT Roundup: The EssentialsInheritance Tax applies to an estate and certain lifetime transfers. The standard nil-rat...

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income tax offshore

Seafarer Earning Deduction: Tax guide

01st SEPTEMBER 2026

RIFT Roundup: The Essentials100% tax relief on qualifying sea earnings: If you are an employee working at sea outside...

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What Is A Debt Spiral
budgeting income

Employment barriers and debt cycles - Young adults in 2026

01st SEPTEMBER 2026

For young adults trying to build some financial stability, several pressures can land at once. Pay can be lower becau...

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tax income

Second Job tax - how does tax work with two jobs in the UK?

31st AUGUST 2026

RIFT Roundup: The EssentialsYou normally have one Personal Allowance across all your income. The standard allowance i...

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military

Who qualifies for a Defence Discount Card

29th AUGUST 2026

RIFT Roundup: The EssentialsOfficial MOD discount card: The Defence Discount Service (DDS) provides the Defence Privi...

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DVLA Car Tax Refunds
tax budgeting

How to get a road tax refund

27th AUGUST 2026

RIFT Round Up:DVLA refunds full unused months only.The refund is calculated from the date DVLA receives the informati...

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tax and renting to holiday makers.jpg
tax

Can I claim my tax back if I am leaving the UK?

19th AUGUST 2026

RIFT Roundup: The EssentialsClaim back overpaid tax with form P85: Leaving the UK mid-year usually means you've overp...

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tax military construction

Uniform Tax Relief: What you can clam for work clothing

18th AUGUST 2026

RIFT Round UpYou may be able to get tax relief for cleaning, repairing or replacing a qualifying uniform or specialis...

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